GCC & Pakistan

Run your business
on one platform

ERP, AI Agent, and B2B Marketplace — built for SMEs in the Gulf and Pakistan. Free e-invoicing included.

🇦🇪 UAE
🇸🇦 Saudi Arabia
🇶🇦 Qatar
🇰🇼 Kuwait
🇧🇭 Bahrain
🇴🇲 Oman
🇵🇰 Pakistan

Everything your business needs

Three integrated products that work together out of the box.

Mumtaz ERP

Full business management — accounting, sales, inventory, HR, and payroll. Configured for GCC compliance from day one.

  • UAE FTA, KSA ZATCA, Pakistan FBR e-invoicing — free
  • Accounting & VAT returns
  • CRM, Inventory, HR & Payroll
  • Multi-currency & multi-company
Explore ERP →
ذ

ZAKI AI Agent

Your AI CFO. Ask anything about your business in Arabic or English and get instant answers backed by your live data.

  • "What's my cash position today?"
  • "Which invoices are overdue?"
  • "Forecast next quarter revenue"
  • Voice & text, Arabic & English
Try ZAKI →

B2B Marketplace

Buy and sell with verified GCC businesses on the Mumtaz network. Purchase orders and invoices flow automatically into your ERP.

  • Verified GCC business network
  • Direct PO & invoice integration
  • Trade finance options
Learn more →

Two ways to use Mumtaz

Use it for your own operations, or offer it to others and earn recurring revenue.

For Your Business

Manage your company on one platform

Replace disconnected tools with a single system — accounting, sales, operations, HR, and AI — all connected and GCC-compliant.

  • Free e-invoicing (UAE, KSA, Pakistan)
  • Full ERP: accounting, CRM, inventory, HR, payroll
  • ZAKI AI Agent — your always-on CFO
  • B2B Marketplace access
  • 14-day free trial, no credit card
Start free →
For Your Platform

Offer Mumtaz under your brand

Banks, free zones, chambers, and enterprises white-label Mumtaz — with their own domain, pricing, and revenue stream.

  • Your brand, your domain — clients never see Mumtaz
  • Set your own pricing for each module
  • Full ERP + ZAKI AI + Marketplace for your clients
  • Revenue dashboard — see earnings in real time
  • Dedicated onboarding & support team
Apply for partner access →

Ready to get started?

Join businesses across the GCC and Pakistan running on Mumtaz.

No credit card required · Free e-invoicing always · Cancel anytime